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Our experts have more than 20 years of research, portfolio management and trading experience. Here we share our latest thinking and analysis on emerging trends, opportunities and innovations in the defined contribution space.
|January 2017||Strategies for weathering volatility (PDF)
Global events at the close of 2016 have put the issue of managing volatility at the top of mind for institutional stakeholders. To better weather volatility, select alternative solutions can help DC programs contend with uncertainty
|December 2016||Enhanced Active Choice (PDF)
Enhanced Active Choice (EAC) is a simple, actionable way to improve workplace savings outcomes. EAC is distinct from opt-ins or auto-enrollments in that it has no default solution, and forces employees to make a deliberate decision to respond positively or negatively to the plan sponsor’s offer
|October 2016||A Holistic DC Roundtable, a Pensions & Investments Article Reprint (PDF)
How can plan sponsors help participants think through challenges that affect a broader financial landscape?
|September 2016||Relieving Financial Stress Before Retirement (PDF)
What is driving anxiety in the years before actual retirement and how can we take advantage of cognitive bias to reframe the question in a new way?
|June 2016||The State of the DC Industry, 10 Years Post-PPA (PDF)
This year marks the 10-year anniversary of the landmark Pension Protection Act in the US, and there is plenty to celebrate. But what will the next 10 years bring? How can we continue to help improve retirement outcomes for plan participants?
|June 2016||The Importance of Tactical Asset Allocation in Target-Date Funds: Countering Market Volatility and Economic Uncertainty (PDF)
Given today’s unprecedented, pivotal macroeconomic environment, the role of tactical asset allocation (TAA) has never been more crucial. Read how TAA can play a critical role amid growing uncertainty and volatility.
|February 2016||Simplifying Participant Complexity (PDF)
We have begun to broaden our attention from a singular focus on accumulating retirement savings to helping participants replace income in retirement. Are we over-solving the problem with a binary, ‘all-or-nothing’ approach?
|February 2016||Looking Internationally to Strengthen Canadian Pensions (PDF)
Might mandatory DC private workplace pension programs help Canadians save enough for retirement?
|January 2016||Can Alternatives be Appropriate for DC Pension Plans? (PDF)
We discuss the possibilities for increasing use of daily liquid hedge strategies in DC pension plans.
|January 2016||What’s Next for Canadian Pensions? (PDF)
What can we learn from other markets around the world and what implications does the shifting landscape have for Canada?
|July 2015||Glide Path Optimization Avoids Slippery Slope of Extended Equity Risk (PDF)
Why do “to” glide path solutions offer a better outcome?
|June 2015||Finding New Ways to Access Alternatives, A Pensions & Investments Article Reprint (PDF)
A discussion on the packaging of daily priced hedge strategies in easy to access structures.
|May 2015||Liquid Alternatives: Dispelling the Myths (PDF)
We discuss concerns over liquid alternatives and why we believe they may be overstated.
|March 2015||Optimizing Plan Design in Defined Contribution (PDF)
Important considerations for designing a DC pension plan at both the benefit and investment level.
|February 2015||The Role of Global Bonds in Defined Contribution Plan Design (PDF)
Why should global bonds be included in defined contribution offerings?
|January 2015||Reforming Canada’s Pension System for Sustainability (PDF)
We believe Canada’s pension systems need urgent modernization to ensure individuals will be able to generate an adequate retirement income over the longer-term.
|January 2014||Global Fixed Income: Unlocking the Value in Pension Plans (PDF)
Our perspective of non-Canadian global fixed income opportunities for pension fund portfolios.
The information provided is not a complete analysis of every material fact regarding any country, region, market, industry, portfolio or strategy. Comments, opinions, and analyses are solely those of the quoted person(s) and are for informational purposes only. Because market and economic conditions, and the way we implement our strategies are subject to change, these comments, opinions and analyses are rendered as of the date of the publication and may change without notice. The information provided is not intended as individual investment advice or a recommendation or solicitation to buy, sell or hold any security or to adopt any investment strategy. Statements of fact are from sources considered reliable, but no representation is made as to their accuracy.
All investments involve risk, including possible loss of principal. Changes in interest rates will affect the value of a bond portfolio and its yield. Bond prices generally move in the opposite direction of interest rates. As the prices of bonds in a portfolio adjust to a rise in interest rates, the value of the portfolio may decline. Changes in the credit rating or financial strength of a bond’s issuer, insurer or guarantor may affect the bond’s value. To the extent a municipal portfolio has investments in particular states or U.S. territories, such as Puerto Rico, adverse economic and regulatory changes in such states or territories may cause the price to decline. These events may include economic or political policy changes, tax base erosion, constitutional limits on tax increases, budget deficits and other financial difficulties, and changes in the credit ratings assigned to the territory.